Access Depends On Local Law
Your right to create, access and use an account depends on local law, and we state that before any wallet action. We apply the same legal terms across mobile browser, desktop browser and saved login sessions, so your account step is recorded whether you enter through
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the homepage, the login panel or the wallet page. Payments through DANA, OVO, GoPay and QRIS are treated as account records, not separate promises. We keep transaction timestamps, channel labels and status changes so support can trace a legal query without asking you to repeat sensitive
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details.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.